This is when the Lord does his best work, when you pray ask the Lord to take over, because now you have nothing to loose, God is able to turn this thing around - you job will be to believe him and obey what he tells you to do.
I am at rock bottom. I have not lost my business yet, but we are close. I have no one to blame but myself. Although, I have tried to be a steward, I have failed countless times. We can not dig out. Please pray for guidence and wisdom. I fear that this ruin my family.